INSIDE THIS ISSUE

Welcome to our latest issue. Inside, we explore a new
study that reveals a startling insight. As many as one in
six (15%) individuals with a partner are unclear about who
will receive their pension savings if they pass away before
accessing them[1]. Even more concerning, this figure rises
to nearly one in five (18%) among the Silent Generation
(aged 79 and older). Such statistics highlight the urgent
need for improved awareness and planning regarding
pension inheritance. This lack of clarity can lead to legal
complications and emotional distress for loved ones when
the time comes to distribute these assets. Turn to page 05
to read the full article.
If you have accumulated wealth over your lifetime, it
is never too early to plan so that any remaining wealth
is distributed to your chosen beneficiaries in the most
tax-efficient way. On page 12, we explain why planning
ahead ensures that a greater portion of your wealth ends
up in the hands of the people and causes you care about
most. It also provides peace of mind for you and your
loved ones.
Market volatility is an inevitable part of investing,
influenced by factors such as geopolitical events like the
invasion of Ukraine, trade wars, inflationary pressures
and changes in interest rates, which can cause significant
market fluctuations. While it may be tempting to react to
these shifts, it’s crucial to focus on strategies that mitigate
the impact of turbulence and keep your long-term goals
on track, as explained on page 06.
Similarly, retiring abroad may seem like a dream come
true, but it could come with hidden financial costs for
some British pensioners. Understanding your entitlements
and planning can make all the difference, so find out more
on page 08.

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