HOW DOES PENSION
CONSOLIDATION WORK? 

Pensions can be confusing, but there is
an alternative way to help keep on top
of them 

MAXIMISING RETURNS 

The power of reinvesting dividends for
long-term growth 

HAVE YOU HAD A
RETIREMENT CONVERSATION? 

Many people do not engage in crucial
conversations regarding the lifestyle
they envision 

A SAFETY NET FOR UNCERTAIN TIMES 

How would you pay your bills if you
couldn’t work? 

STAY FOCUSED ON
YOUR RETIREMENT GOALS 

Identifying any potential financial gaps
and bridging these gaps before it’s too
late 

UNDERSTANDING THE RISING
IMPACT OF INHERITANCE TAX 

Exploring strategies to secure your
family’s financial future 

WHO PAYS FOR LONG-TERM CARE? 

Ensure you’re well placed to fund any
future care needs 

BUILDING A DIVERSIFIED
INVESTMENT PORTFOLIO 

Why it’s imperative to consider your
objectives and attitude towards
investment risk